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<title>powers of attorney - Toronto Estate Law Blog</title>
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<copyright>Copyright 2008</copyright>
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<pubDate>Wed, 24 Sep 2008 12:51:16 -0500</pubDate>
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<title>Power of Attorney Abuse on the Rise</title>
<description><![CDATA[<p><span>By all indications, the abuse of Powers of Attorney to misappropriate assets is on the rise.&nbsp; </span></p>
<p><span>When a <em>grantor </em>gives powers to an <em>attorney</em> to manage the grantor&rsquo;s property, it allows&nbsp;the attorney to assist the grantor in managing property, and in fact to take over management of property altogether if the grantor does not monitor the situation.&nbsp; Often the very goal of the grantor is to allow someone else to completely take over management of one&rsquo;s property due to age, potential incapacity or other reasons, so the grantor has no intention to monitor.</span></p>
<p><span>This is often a reasonable choice, and the law holds attorneys to a high standard to protect grantors.&nbsp; However, the potential for abuse is immense.&nbsp; Abuse can be willful or simply negligent, but in either case the damage can be devastating and irreversible.&nbsp; In many cases attorneys who stray from their duties are never made to account, although they have that obligation.&nbsp; Often they live with the grantor and have little or no oversight.&nbsp; The legal fees in securing justice are generally&nbsp;high, and the chances of recovering on a judgment can be low.&nbsp; In the result, legal proceedings might be impractical, however blatant abuse may be in a given case.</span></p>
<p><span>The best defence against this problem is awareness, so these varied results from a quick internet search are somewhat encouraging: a Florida law firm <a href="http://www.clarkskatoff.com/general.php?category=Practice+Areas&amp;subhead=Probate&amp;headline=Abuse+of+a+Power+of+Attorney">website</a>; an excellent Vancouver Sun <a href="http://www.canada.com/vancouversun/news/story.html?id=3e3684c9-7db5-4faf-b3a6-e85c10fccf79">article</a>; a synopsis of a <a href="http://www.kjrh.com/guides/legal/story.aspx?content_id=5de6698f-6224-4c9b-b84c-7f7983fcbc06">TV news story</a>; the New York Attorney General&rsquo;s <a href="http://www.oag.state.ny.us/seniors/pwrat.html">website</a>; a news report of a Philadelphia trial; and <a href="http://www.gov.pe.ca/news/getrelease.php3?number=5215">a news release</a> from Prince Edward Island&rsquo;s provincial government commenting on the problem for World Elder Abuse Day.</span></p>
<p><span>This is the tip of a very large iceberg: by all indications lawyers, financial institutions, governments and of course the public will be wrestling with a growing problem for years to come. &nbsp;</span></p>
<p><span>Thanks for reading.</span></p>
<p><span>Sean Graham</span></p>
<br />]]></description>
<link>http://estatelaw.hullandhull.com/2008/04/articles/topics/elder-law-1/power-of-attorney-abuse-on-the-rise/</link>
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<category>Elder Law</category><category>Elder Law Insurance Issues</category><category>Misappropriation</category><category>Powers of Attorney Litigation</category><category>abuse</category><category>elder</category><category>elder abuse</category><category>misconduct</category><category>power of attorney</category><category>powers of attorney</category>
<pubDate>Thu, 17 Apr 2008 06:00:00 -0500</pubDate>
<author>nonley@hullandhull.com (Hull &amp; Hull LLP)</author>

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<title>The Ultimate Decision - Who Has the Right to Decide?</title>
<description><![CDATA[<p>Over the Christmas break, a news story out of Winnipeg captured national headlines.&nbsp;Samuel Golubchuk is 84 years old and on life support in Winnipeg&rsquo;s Grace Hospital.&nbsp;He apparently suffered a brain-injury from an earlier fall and part of his brain was removed at the time.&nbsp;Tragically, Mr. Golubchuk cannot walk, speak, eat or breathe on his own.&nbsp;His treating physicians say Mr. Golubchuk has no chance of recovery and that his quality of life is negligible.&nbsp;They want the right to remove him from life support.&nbsp;The news stories don&rsquo;t indicate whether Mr. Golubchuk left a power of attorney or end-of-life instructions.</p>
<p>Mr. Golubchuk's family has gone to court to resist any attempt by the hospital&rsquo;s doctors to remove him from life support.&nbsp;Mr. Golubchuk&rsquo;s family claims that removing life support would violate Mr. Golubchuk's orthodox Jewish belief and amount to an assault as it would hasten his death.</p>
<p>In early December, the family was granted a temporary court injunction while a local judge considered the case.&nbsp;In January, the family returned to court and presented two opinions from New York doctors.&nbsp;According to the family&rsquo;s doctors, Mr. Golubchuk was not beyond hope.&nbsp;</p>
<p>The family has maintained throughout that it is a matter of self-determination and the right to live in a free and democratic society without an outside party making decisions for you.&nbsp;The hospital, on the other hand, maintains that it is up to the treating physician to make a judgment call as to whether or not life support should be removed.</p>
<p>As far as I can tell, the judge hearing the case has still not decided what will happen to Mr. Golubchuk.&nbsp;However, it is clear that the courts struggle with life and death decisions as much as guardians or family members do.&nbsp;There are simply no easy answers.&nbsp;In the end, I think it is difficult to say how any one of us would act or react when confronted with the ultimate decision.</p>
<p>Keep thinking and thanks for reading.</p>
Justin]]></description>
<link>http://estatelaw.hullandhull.com/2008/01/articles/blog-posts-hull-on-estates/the-ultimate-decision-who-has-the-right-to-decide/</link>
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<category>Archived BLOG POSTS - Hull on Estates</category><category>Estate Litigation</category><category>capacity</category><category>guardianship</category><category>power of attorney</category><category>powers of attorney</category>
<pubDate>Wed, 23 Jan 2008 00:15:00 -0500</pubDate>
<author>nonley@hullandhull.com (Hull &amp; Hull LLP)</author>

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<title>Frustrated and Marginalized</title>
<description><![CDATA[<p>In our rapidly aging society, powers of attorney for personal care and property are now widespread and their importance is recognized by the general public.&nbsp;A family member or friend can also apply to the court to be appointed guardian of the person or the person's property if powers of attorney have not been executed.&nbsp;However, family members often find themselves in a situation where a loved one is being legally cared for by a family member, or friend of the incapable person, who they no longer like or trust.&nbsp;</p>
<p>A common complaint that I hear is from family members or friends who feel excluded from participating in or influencing decisions regarding the incapable person, particularly when it comes to personal care.&nbsp;&nbsp; </p>
<p>However, under the <em>Substitute Decisions Act, 1992</em>, which generally governs the rights of an incapable person, any person, with leave, can seek directions from the court on any question arising under a power of attorney (the same is true regarding a court appointed guardian).&nbsp;Pursuant to sections 39 and 68 of the Act, the court may give such directions as it considers to be for the benefit of the incapable person and consistent with the Act.</p>
<p>Section 66(1) of the Act sets out the duties of an attorney for personal care (section 32 is the corresponding section for an attorney for property).&nbsp;In general, the attorney is required to exercise his or her duties and powers with diligence and in good faith.&nbsp;</p>
<p>Section 66(6) also states that an attorney must foster regular personal contact between the incapable person and supportive family members and friends.&nbsp;Moreover, section 66(7) states that the attorney shall consult with supportive family members and friends who are in regular contact with the incapable person, as well as the incapable person&rsquo;s caregivers.&nbsp;</p>
<p>The requirements of section 66, coupled with the ability to seek directions from the court, offer family members and friends the means to ensure that they remain involved with their loved ones and are not simply sidelined.&nbsp;Proceeding to court is always expensive.&nbsp;However, where there is genuine concern and frustration that the incapable person is not being properly cared for and/or his or her finances are being squandered, recourse can be had to the courts.</p>
<p>Ciao!</p>
<p>Justin</p>]]></description>
<link>http://estatelaw.hullandhull.com/2007/11/articles/blog-posts-hull-on-estates/frustrated-and-marginalized/</link>
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<category>Archived BLOG POSTS - Hull on Estates</category><category>Estate Litigation</category><category>Guardian of Person</category><category>Guardian of Property</category><category>Substitute Decisions Act</category><category>aging society</category><category>estate law</category><category>power of attorney</category><category>powers of attorney</category>
<pubDate>Thu, 15 Nov 2007 00:15:51 -0500</pubDate>
<author>nonley@hullandhull.com (Hull &amp; Hull LLP)</author>

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<title>Legal Issues Surrounding the Creation of Joint Accounts - PART III</title>
<description><![CDATA[For our last blog before the Holiday Season, Ian and I wanted to mention the final four legal considerations to keep in mind when dealing with joint accounts. <br />
<br />
Firstly, and in particular, mental capacity issues always need to be considered at the time that the joint account is established. <br />
<br />
In addition, Powers of Attorney are often the source document behind the establishment of a joint account and the use and abuse of that document at the time that the joint account is established needs to always be considered. Another high-level abuse comes through the use of Internet banking, where one of the family members obtains the password of the parent and then simply proceeds to do his or her banking at will.]]><![CDATA[Thirdly, there is always the difficulty of probate fees in Ontario in that, if the joint account is to flow into the hands of an individual or an estate, probate fees may or may not be payable. Typically, the joint account will be established and then it flows into the hands of the survivor who then distributes it in accordance with the Will. Technically, it could be argued that the joint account proceeds would necessarily attract probate fees. <br />
<br />
And finally, there is the whole issue as to how the assets flow at death. The question always arises in respect of this issue and in regard to whether or not the asset flows to the joint account holder personally and without any sharing, or is it to be distributed in accordance with the Will. Therefore the Will document itself can be particularly relevant. <br />
<br />
We hope that mention of some of the legal issues that attach to the creation of a joint account has been helpful. We wish you and your families a wonderful Holiday Season! <br />]]></description>
<link>http://estatelaw.hullandhull.com/2006/12/articles/blog-posts-hull-on-estates/legal-issues-surrounding-the-creation-of-joint-accounts-part-iii/</link>
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<category>Archived BLOG POSTS - Hull on Estates</category><category>Joint Accounts</category><category>mental capacity</category><category>powers of attorney</category><category>probate fees</category>
<pubDate>Fri, 22 Dec 2006 00:54:34 -0500</pubDate>
<author>nonley@hullandhull.com (Hull &amp; Hull LLP)</author>

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<title>Hull on Estate and Succession Planning Podcast #15 - Powers of Attorney for Property and Personal Care</title>
<description><![CDATA[<p><a href="http://media.libsyn.com/media/ian/HOESP_15_Final_Mix.mp3"><font size="2"></font><font size="2"><font size="2"></font><font size="2"></font><font size="2"></font><font size="2"></font><font size="2"><strong>&nbsp;LISTEN HERE</strong></font></font></a></p>
<p><font size="2"><font size="2"><strong><a href="http://estatelaw.hullandhull.com/hoeasp15.pdf">READ THE TRANSCRIBED PODCAST HERE</a></strong></font></font>
<p>In Hull on Estate and Succession Planning Podcast #15, we continued with our discussion on Powers of Attorney for Property, from both a non-contentious and contentious perspective, and we discussed Powers of Attorney for Personal Care as well. <font size="2"><a href="http://media.libsyn.com/media/ian/HOESP_15_Final_Mix.mp3"><font size="2"><font size="2"></font></font></a></font></p>
</p>]]></description>
<link>http://estatelaw.hullandhull.com/2006/07/articles/podcasts-audio/hull-on-estate-and-succession/hull-on-estate-and-succession-planning-podcast-15-powers-of-attorney-for-property-and-personal-care/</link>
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<category>Hull on Estate and Succession Planning</category><category>Hull on Estate and Succession Planning</category><category>powers of attorney</category><category>property</category>
<pubDate>Tue, 04 Jul 2006 00:07:39 -0500</pubDate>
<author>spopovic@hullandhull.com (Suzana Popovic-Montag)</author>
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